Buildings Insurance - Insurance for the structure of a property
Buildings insurance is insurance that covers damage to the actual structure of the property as well as any permanent fixtures or fittings. Mortgage providers do insist that the property has buildings insurance cover as part of the UK mortgage arrangement. This insurance covers not only your investment but also your mortgage providers investment in the property. Should there be a fire, flood, subsidence etc and the building suffers damage then you should be able to claim to repair things through your buildings insurance. Some insurers will cover against less common occurrences as well.